$100 to $25,000 by *
Welcome to Loans Ready Online! A place where we help you explore the possibility of a short-term loan, securely and reliably.
If you’re just dipping your toe in the water, unsure if a short-term loan is best for you, then you’ve come to the right place. We will help you reach a decision, and we’ll also help you find out exactly what is available to you. More importantly, we’ll also advise you which short term loans to avoid. After all, they won’t all be suited to your circumstances.
The first thing you need to do is fill out our online application form. This takes roughly ten minutes and only really asks you some basic questions. It does however allow us to build a picture of you and your needs. This way we know what to look for. We also need this information to be accurate, otherwise your application could risk getting rejected at a later stage. Remember this information is kept private and won’t be passed to anyone else. Unless you instruct us to send it to your chosen lender when accepting a quote from us.
This is where we do the hard work for you. Once you’ve filled in the application form, we’ll then search the market and see what loan products are suitable for you. We won’t recommend something if we feel like it could be detrimental to you in any way, even if we think you’d be approved for it. So, you know we’ve got your best interests at heart.
Remember, there are occasions when we’re unable to offer you a quote. This could be due to the information you provided to us being inaccurate, your expectations in need of adjusting (i.e. amount you want to borrow), or your credit history may be too much of an obstacle right now. But the good news is a no’ from us won’t be shown on your credit report. Consider it friendly advice from us to try another day once some time has passed.
But in most cases, we do find some products that match your needs. Once we have, we’ll present them on screen. You can then click on each to read about them in more detail and see if you like the look of the offer. Again, you’re under no obligation. If none of them work for you then that’s okay. We can only do our best! Our quotes are free and will still be available to you even if you decide you need to take some time to think about it. After all, nobody wants to fill in the same form twice do they? We’re not the DMV!
Once you’ve picked the loan that you’d like to apply for then click on it and follow the on-screen instructions. Once you do, you’ll be re-directed to that lender’s website and away from us. We are just a broker, and at this point our role in this story is over. It’s now between you and the lender. But remember, you can walk away anytime if you wish. The application can then be completed with the lender directly, who’ll review it and confirm whether or not you’ve been approved. It’s the lender themselves who have the final decision on whether or not the loan is approved. However, if all the information you provided us is correct then this shouldn’t be a problem at this stage.
Once the lender confirms your approval, all you need to do is wait for the funds to be deposited into your account. This could be later that day or the next working day. Your payment arrangements will also be confirmed by them, but this may have been part of your quote.